Account Transaction

The Account Transaction page gives you an up-to-the-minute overview of an account and its individual transactions.

How do I...
View a different account
View other dates
Sort transactions differently
See definitions of terms used in the account information
Interpret the transaction information
See pending transactions
What's this transaction?
See Future Dated Payments
Return to the main view for this page
Search for certain transactions based on date, type, category, or payee
Change the Payee or Category for a transaction
Copy information into QuickenŽ
Change an Account Nickname
View an image of a particular check
Create budget, tax, or cashflow reports
Ask Huntington to research a transaction

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Account History Selection

Account Transaction Page

Use the Account History Selection area at the upper left to choose what information is to appear on the rest of the page.

  1. To view a different account:

    Click the arrow to the right of the Select Account field.
    Click the account that you wish to view.

  2. To view transactions for another range of dates:

    Click the From Date or the To Date field, and type the date in MM/DD/YYYY format,

    or ...

    Click the small calendar button to the right of the From Date or To Date field. When the calendar opens, select a month and year at the top and then click on a day.

  3. To sort and group the transaction lists in a different way:

    Click the arrow to the right of the Select View field and select from the list. Views are explained below.

  4. To update the page with these new settings:

    Click the New Account History button.

Views include:

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Account Information

Account Transaction Page

The Account Information area shows a high-level view of the account identified in the Account History Selection area. This information varies by account, but might include (in alphabetical order):

*** check back with these after system test ***

Account Name - You can assign a new nickname

Accrued Interest

APR (Purchases)

Available Balance

Checking Reserve

Earned but not Paid

Interest Rate/APY

Today's Transactions

Today's Beginning Balance

The Make Payment button appears if you are viewing a credit card, personal credit line or installment loan account. It lets you make a credit card, personal credit line or installment loan payment by transferring funds from another Huntington account or from an account at another bank.

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Transaction History

Account Transaction Page

The Transaction History area shows all transactions for the account, dates, and view identified in the Account History Selection area.

Information varies by view, but might include:

You can search for one or more transactions, assign payees or categories, or request that an on-line banking specialist research a transaction.

To see an image of a check, click on the Check Icon next to the Date of that transaction.

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Pending Transactions

Account Transaction Page

Pending transactions are listed at the bottom of the page for the account selected in the Account History Selection area. These transactions have been received since Today's Beginning Balance was calculated during the last overnight processing. They include all Bill Pay payments scheduled to be processed against this account today. These transactions are reflected in the Available Balance, which is the amount you can use right now. After the next overnight processing, they will move up into the Transaction History list.

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What's This Transaction?

ccount Transaction Page Pending Transactions

What's this transaction for $1.00?

There is an amount within Pending Transactions that I don't recognize. The transaction still hasn't cleared my account. What is an ACH item?

What is an ATM/POS item?

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Future Dated Payments

Account Transaction Page

You can see a list of this account's unprocessed Bill Pay transactions that are scheduled for future payment through the Bill Pay service. (This does not include payments to be processed tonight. These appear under Today's Transactions.) For recurring payments, only the next payment is displayed (example: if you pay your orthodontist $100 a month through recurring Bill Pay, only one payment will appear in the Future Dated Payments list). This list does not include payments that will process tonight, since they appear in the Today's Transactions area.

To change or delete a particular payment, click its date. This will take you to the Bill Pay page's Pending Payments and edit the transaction.

You can also see and edit this entire list of transactions under Pending Payments on the Bill Pay page.

Need help interpreting the information?

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Account Transactions

Account Transaction Page

The Account Transactions selection on the sub-menu at the top left of the page returns to the main view for this page:



It is useful if you have changed views by using Search, Edit Transactions, or Download Account History.

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Search

Account Transaction Page

Use Search to get a custom view of your transactions. You can make custom reports by selecting transactions based on:

  Amount
  Check number
  Type
  Payee
  Category

To search:

  1. Click Search on the sub-menu under the tabs at the top of the page.

  2. Check the information in the Required Search Criteria area and change if necessary.

  3. Enter information in at least one row in the Optional Search Criteria area.

    To select by Amount or Check Number, you'll need to choose from the drop-down list in the left field, then type a number in the right field (omit the dollar sign). Other lines have drop-down arrows from which you can choose.

  4. Click the Search button in the middle of the page.

  5. View the search results at the bottom of the page. These are all the ones that match the Required Search Criteria and Optional Search Criteria.

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Assigning Payees and Categories to Transactions

Account Transaction Page

You may want to assign categories and payees to your transactions so that you can create special reports or search for transactions that have certain payees or categories.

To assign or change the payee or category for a single transaction, or to create a new payee or category:

  1. In the Transaction History list, click on the transaction's date.

  2. To change Payee, click the arrow to the right of the payee and select from the list.

    If the selection you want is not on the drop-down list, click in the New Payee field and type text to identify the payee. Payee names are case-sensitive and can contain spaces. To remove a payee from a transaction, choose a blank line from the drop-down list.

    Payee information is for your own use. Feel free to create as many payees as you need, and call them anything that you'd like. Huntington does not actually pay anyone based on these values (as opposed to Bill Pay payees, which are entirely different). They are simply a way for you to display and report your transactions in different ways.

  3. To change Category, click the arrow to the right of the category and select from your list of categories.

    If the selection you want is not on the drop-down list, click in the New Category field and type some text to identify a new category. To remove a category from a transaction, choose a blank line from the drop-down list.

    Categories are useful if you want to separate transactions for budgeting, reporting, and tax purposes. Feel free to create as many categories as you need, and call them anything that you'd like. Huntington does not act on these categories other than offering reports based on them.

  4. Click Update Transaction.

To assign or change the payee for multiple transactions:

  1. Click Edit Transactions on the sub-menu under the tabs at the top of the page.

  2. Use the arrows to the right of the Payee and Category fields. To remove an unwanted category assignment, choose the blank selection at the top of each drop-down list.

  3. When finished assigning payees and categories, click Update Transactions at the bottom.

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Download Account History

Account Transaction Page

To copy transactions into Quicken:

  1. Use the Account History Selection area to display transactions to be downloaded.

  2. Click Download Account History on the sub-menu under the tabs at the top of the Account Transaction page.

  3. You can choose to download directly into Quicken 2001 or later, or you can create a QIF file. Earlier versions can import QIF files.

Frequently Asked Questions

  1. Why don't my Online Banking Categories download into Quicken?

    To download your Online Banking Categories, you will need to select the Download in a QIF Format button and import the file into Quicken. (Unfortunately, the newer download formats for Quicken don't include a category field.)

  2. Why am I receiving the error message, Unable to Verify Financial Institution when I try to download?

    This error message occurs if you have set up your account for online banking through the Quicken software. This process is not necessary when downloading from Online Banking - it is used with our PC Banking product. In order to resolve this problem you will need to:

    • Un-enroll your accounts from the account overview of your Quicken software.
    • If you are using the 2001 version of Quicken, you will also need to download and install the R3 patch. This can be found at: http://www.intuit.com/support/quicken/updates/qkn_updates_win2001.html.
    • If the you have the 2002 version of Quicken, you can just click the 'One Step Update' in order to download any new patches from Quicken.


  3. After I download a file, Quicken doesn't recognize it. What should I do?

    Please try the following based upon the version of Windows you are using.

    Windows 95 or 98
    1. Double-click on the My Computer icon on the Windows Desktop.
    2. Select Options or Folder Options from the View menu.
    3. Select the File Types tab.
    4. Select and remove all Open Financial Exchange and Quicken Import File Types.
    5. Click OK

    Windows ME or XP
    1. Double-click on the My Computer icon on the Windows Desktop.
    2. Select Folder Options from the Tools menu.
    3. Select the File Types tab.
    4. Select and remove all Open Financial Exchange and Quicken Import File Types.

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Creating Reports

Account Transaction Page


Creating a Budget Report

    Take the Budget Report Guided Tour

To create budget reports comparing actual expenses to your budget:

  1. Use the Payees & Categories page to set up categories. Include a budget dollar amount for each category. For example, you might assign a budget of $200 per month for entertainment.

    Assign categories to your transactions.

    With that in place, you can now create a budget report to compare your actual expenses to your budget.

  2. Go to the Account Transaction page.

  3. In the Account History Selection area, click the arrow to the right of Select View and choose Budget Report.

  4. Select an account, From Date, and To Date, and then and click the New Account History button. Your online bank compares your actual transactions to your budget for that category and account. Your timeframe need not be a month. If you pick a timeframe of 45 days, for example, the budget adjusts accordingly.

  5. View or print your budget report.

Creating a Cash Flow Report

A cash flow report summarizes an account's income and expenses for a time period that you select. To create one:

  1. From the Account History Selection area, click the arrow to the right of Select View and choose Cashflow Report.

  2. Select an account and dates, and then click New Account History.

  3. View and/or print your cash flow report.

Creating a Tax Report

    Take the Tax Report Guided Tour

To create a tax report that lists tax-related transactions for a time period that you select:

  1. Go to the Payees & Categories page and set up categories that are tax-related. For example, you might have a category called homeoffice for tax-deductible home office expenses.

    Go to the Account Transaction page and assign categories to your transactions.

    With that in place, you can create a report that lists all transactions that have tax-related categories.

  2. Go to the Account Transaction page.

  3. In the Account History Selection area, click the arrow to the right of Select View and choose Tax Report.

  4. Select an account and dates and click New History Account.

  5. View and/or print your tax report at the bottom of the page.

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Research Transaction

Account Transaction Page

To send a question or comment about a particular transaction to a Huntington on-line banking specialist:

  1. Click on the transaction's date.

  2. Click Research Transaction (just above the Date Entered column).

  3. Make any necessary adjustments to the information displayed. This information will be forwarded to an online banking specialist, along with your message.

  4. Type your message in the box.

  5. Click Request Research.

  6. Later, check the Customer Service page to see if you have received a response.
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