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IMPORTANT INFORMATION ABOUT YOUR HUNTINGTON ACCOUNT(S) We have made important changes to your online account(s) as described in this notice. Please retain this document for your records as these changes are made as part of your Online Services Agreement (the “Agreement”). If you have questions or would like a complete copy of the Agreement simply visit your local Huntington office, call your Banker or call (800) 480-2265 to speak to a Customer Service Center Specialist. You may also obtain a copy here: https://www.huntington.com/account-disclosures. Effective July 20, 2025, the following changes to the Agreement will be effective: 1.Section II Account Access and Authorization. The section titled Eligible Accounts: has an additional new bullet with the following language: oSome Online Services including products and services may not be available to you. We will tell you at the time you apply of any restrictions that may be applicable. 2.Section II Account Access and Authorization. The section titled Online Services for Joint Accounts with Minors: shall be amended by adding the following language to the beginning of the first bullet: oYou may open a joint account with a minor, however only minors aged 13 and older are authorized to use the Online Services. 3.Section II Account Access and Authorization. The section titled Online Services for Joint Accounts with Minors: a new bullet is added with the following language: oMinors may be subject to lower limits for transactions and services which will be disclosed in the product or service. 4.Section III Moving Your Money. The section titled Other Limits shall be modified by adding the following new sentence to the end of the existing text as follows: “Minors may be subject to lower transaction limits .” 5.Section III Moving your Money. Liability—Yours and Ours - Authorized & Unauthorized Transactions and Errors, the subsection, Our Liability for Failure to Complete Transactions From Consumer Accounts is amended by adding a new fourth bullet shall to this subsection as follows: oThe transaction would exceed any transaction limitation imposed by the network, us, you and/or your agent. 6.Section V: Products and Services. A new section is added as a second bullet titled “TEEN BANKING” as follows: ·TEEN BANKING oTo set up the online features and/or debit card controls available with the TEEN Banking Checking Account, the adult joint account owner must have an online profile. Thereafter, the adult joint owner may, at their discretion, place limits or block the minor from certain transactions, as determined by the adult. oThis account will only allow a single debit card for the benefit of the minor. oThe adult joint account owner will remain responsible and liable for any transactions carried out by the minor joint account owner. 7.Section VII. Staying in the Loop. The second bullet titled “Alerts and Text Banking” shall be modified by deleting “and Text Banking” . 8.Section VII. Staying in the Loop. The new Sub-Section titled Alerts shall be amended by deleting the first sentence of the first bullet point. 9.Section VII. Staying in the Loop. The new Sub-Section titled Alerts shall be modified by deleting all references to “and Text Banking”. |
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Investment, Insurance and Non-deposit Trust products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE   Huntington Financial Advisors® is a federally registered service mark and a trade name under which The Huntington Investment Company offers securities and insurance products and services. The Huntington Investment Company is a registered broker-dealer, member FINRA and SIPC, and a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). OSASOC2506V14 FORM: OSASOC |
